Legacy systems are limiting financial services

• Failing to stop fraud: Bad Actor identification rates as low as 2%
• Declining valid payments: $330bn in falsely declined payments
• Limiting financial inclusion: 3.5bn people globally are unbanked or underbanked

What is Predictive Identity?

• A continuous authentication solution using AI-powered analytics and advanced biometrics
• Based on Social Physics, a leading edge computational social science developed at MIT
• Demonstrates that human activity data is a more accurate means to determine and even predict identity

Key Features:

• Unique, modular, and specific identity attributes
• Non-intrusive, seamless authentication for the user
• Predict fraud and financial behavior

How does our Predictive Identity Platform work?

• Analyzes modular biometric and human activity data: biomechanical, physiological, geospatial-temporal, and other biometrics data.
• Quick to integrate, producing real time authentication scoring
• Able to build identity profiles with 99.9% match rates

A powerful solution:

• Two to three order of magnitude improvement over existing identity, credit, and fraud systems

Predictive Identity Platform applications:

• Improve payment and banking authorization rates to 99.9%
• Reduce fraud to <1% in Emerging Markets
• Create 50% better credit models for financial inclusion
• Improve small business credit modeling by 35+%
• Aggregate analytics based on human activity data to understand localized economic activity

Data Privacy and Security:

• Our platform operates a privacy first policy, requiring user consent for any data gathered
• Our design principle is that raw data does not leave a user’s device, with all required computation conducted locally
• All data used is encrypted and anonymized
• We strive for full adherence with applicable data privacy policies (e.g. GDPR)
• Our founding team and advisory team have advised governments on digital identity, data privacy, and related initiatives across the US, EU, UAE, OECD member states, and other domiciles as well as the UN